Bad credit credit cards? Looking for UNSECURED CREDIT CARDS FOR PEOPLE WITH
BAD CREDIT? Recently turned down for an unsecured credit card? Bad credit is no problem for the unsecured credit card companies on this page. Not looking for an unsecured credit card?
Are you ready to start making money from your home? Starting a home based business doesn't get any easier! Here you will find hundreds of books, guides, and kits to help you start your own home based business!
Our business books & kits will provide you with all the information you need to start a successful business from your home. Do you want to know where you can find the best wholesale deals? Are you looking for drop ship opportunities? Want to know how and where to buy foreclosed real estate? Do you need financing for your business? Well we can help!
If you are considering on applying on one, here are some things you should know about:
* Credit Cards with low APRs may surprisingly include higher annual fees so be sure to ask your credit card issuer about it.
* An interest rate advertised as "fixed" can change with an advance notice from the credit card issuer. This means the original APR when you signed up can increase after a time period specified.
* A good credit card provides not only low APR but offers rewards as well such as travel miles, fuel savings, cash rebates and other perks.
* Make sure that the credit card provides a grace period that lets you pay your bill at the end of the month without extra charges. Some cards begin charging you interest the same day your purchased was made.
* Even if your credit card allows grace period for purchases, be careful of the interest rate spike associated with making cash advances. Typically cash advance interest rates are around 18%
Citi® Platinum Select®
Just because a credit card is offering a low APR doesn’t immediately mean, it is the best choice for you. Make sure you understand all terms and conditions included in the deal. If there are points that are not clear to you, don’t hesitate to inquire about them. Be careful in rushing into an offer just because of attractive perks or discounts advertised. Some of these deals might not even be suitable for you. You may find that you’re not really benefiting from the advantages you signed up for simply because it doesn’t suit your lifestyle.
If you already own a credit card or two, it might not be a good idea to call your current card holders and see if they have any rate specials. If so then do the “balance transfer shuffle” and move high interest rate balances onto the lower rate card.
If they do not have anything available to you, or claim these special interest rates are good only for new customers, its time to sign up for another credit card.
Remember, the more credit cards you have on hand, the more chances you have to overspend. So stick with the one you already have, and focus on paying your bills on time and keeping track on your account regularly. This way surcharges from over due bills are prevented. More importantly, you will have more control over your credit cards and the debt associated with credit cards. With careful planning and maintaining a careful eye on your interest rates you could start down the road to becoming debt free.
BAD CREDIT? Recently turned down for an unsecured credit card? Bad credit is no problem for the unsecured credit card companies on this page. Not looking for an unsecured credit card?
Are you ready to start making money from your home? Starting a home based business doesn't get any easier! Here you will find hundreds of books, guides, and kits to help you start your own home based business!
Our business books & kits will provide you with all the information you need to start a successful business from your home. Do you want to know where you can find the best wholesale deals? Are you looking for drop ship opportunities? Want to know how and where to buy foreclosed real estate? Do you need financing for your business? Well we can help!
If you are considering on applying on one, here are some things you should know about:
* Credit Cards with low APRs may surprisingly include higher annual fees so be sure to ask your credit card issuer about it.
* An interest rate advertised as "fixed" can change with an advance notice from the credit card issuer. This means the original APR when you signed up can increase after a time period specified.
* A good credit card provides not only low APR but offers rewards as well such as travel miles, fuel savings, cash rebates and other perks.
* Make sure that the credit card provides a grace period that lets you pay your bill at the end of the month without extra charges. Some cards begin charging you interest the same day your purchased was made.
* Even if your credit card allows grace period for purchases, be careful of the interest rate spike associated with making cash advances. Typically cash advance interest rates are around 18%
Citi® Platinum Select®
Just because a credit card is offering a low APR doesn’t immediately mean, it is the best choice for you. Make sure you understand all terms and conditions included in the deal. If there are points that are not clear to you, don’t hesitate to inquire about them. Be careful in rushing into an offer just because of attractive perks or discounts advertised. Some of these deals might not even be suitable for you. You may find that you’re not really benefiting from the advantages you signed up for simply because it doesn’t suit your lifestyle.
If you already own a credit card or two, it might not be a good idea to call your current card holders and see if they have any rate specials. If so then do the “balance transfer shuffle” and move high interest rate balances onto the lower rate card.
If they do not have anything available to you, or claim these special interest rates are good only for new customers, its time to sign up for another credit card.
Remember, the more credit cards you have on hand, the more chances you have to overspend. So stick with the one you already have, and focus on paying your bills on time and keeping track on your account regularly. This way surcharges from over due bills are prevented. More importantly, you will have more control over your credit cards and the debt associated with credit cards. With careful planning and maintaining a careful eye on your interest rates you could start down the road to becoming debt free.